Accepted Dental Plans

At Classi Smiles, you have the freedom to choose any dentist you prefer. By selecting a preferred provider, you can reduce your out-of-pocket expenses. As a preferred provider, we have negotiated lower rates with various insurance companies for many of our services. This means you’ll be responsible for the negotiated fees rather than our standard rates. For specific details about your plan, please consult your insurance company.

Insurance Companies we work with

Our team has extensive experience working with insurance companies. Here are some of the many insurance companies with whom we are a preferred provider:

• Cigna
• MetLife
• Delta Dental

Please contact us before scheduling your appointment.

What are Dental Insurance Plans?

Dental insurance plans help cover the cost of your dental services. Understanding these plans can be confusing, so our friendly staff will assist you from day one, ensuring you don’t encounter any unexpected bills.

What is a Dental Insurance Annual Maximum?

A dental insurance annual maximum is the total amount your insurance will pay within a 12-month period. For any dental procedure, your insurance will cover up to this maximum amount. Each time you submit a dental claim, the cost is deducted from your annual maximum. Once you reach this limit, you will need to pay for additional treatments until the next plan year. Typically, basic services like diagnostic and preventive procedures do not count towards your annual maximum.

What is the Ortho Benefit Maximum?

Orthodontic benefits often have a lifetime maximum that does not renew. Once the benefits are fully used or the maximum is reached, they cannot be used again. This limit applies to covered orthodontic services and procedures.

What are Insurance Deductibles?

Before your insurance covers its share, you will need to pay an insurance deductible, which is an amount you are responsible for. The deductible amount varies based on your insurance plan.

What to Expect During Your First Visit?

During your first visit, a Classi Smiles dentist will conduct a dental examination to assess your oral health and recommend appropriate treatments. Our experts will then review your dental coverage, discuss your insurance benefits, and advise on the best financial options available. We will submit all insurance forms for you and help you maximize your benefits.

How to Choose Adequate Dental Insurance?

Choosing the right dental insurance involves several factors, including:

• Group coverage vs. individual policies
• Family dentistry plans
• Coverage in the New York City area
• Dental clinics included in the network
• Costs and budget

At Classi Smiles, we guide you through these steps to tailor a financing plan that suits your treatment needs.

Financing Options

Click Here to see our financing options